Health & Dental Plans
HEALTH Benefits: GIC INSURANCE
GIC coverage and plan changes take effect on July 1st each year. Annual enrollment typically takes place April-May.
Please see the links below to the GIC Benefits Guide and to the new FY26 rate sheets. Reach reach out with any questions you may have along the way.
Health benefits are offered through the Town of North Andover. All employees who regularly work 18.75 hours or more per work-week are eligible for health benefits through the Group Insurance Commission (GIC). New enrollment forms must be submitted within ten (10) calendar days of an employee's official start date.
Newly hired employee will have coverage effective on the first of the month following their hire date. If an employee is hired on the first of a month, the coverage is effective immediately. (For example, if hired on August 1, coverage is effective on August 1. If hired on August 5, coverage is effective September 1). Payroll/Benefits will be able to share information on how your payroll deductions will be structured. Employees pay for insurance a month in advance.
"MyGIC Link" to ENROLL, MAKE CHANGES & TO UPLOAD forms
The GIC requires online access for submitting forms and making any changes to coverage during the year. Electronic signature tools are enabled, which speeds up the process considerably. Please let Payroll/Benefits know that you are interested in a change or in enrolling and we will send you a link via email to get the process rolling. This is also true during the open annual enrollment period. Please reach out to Payroll/Benefits if you have any questions.
2025-2026 Benefits Guide
FY26 GIC Rate Sheets for North Andover
Health Insurance Opt-out FY25-27
DENTAL BENEFIT: "Delta Plus premier" Insurance
North Andover offers voluntary dental coverage through the Delta Dental (Delta Plus Premier). Employees must work a minimum of 20-hours a week and can enroll in either the individual or family plan within 30 days of the date of hire or during open enrollment (held in November with an effective date of January 1 each year). Typical coverage starts 30 days after the hire date and payroll deductions begin one-month before the effective coverage date. Please see the link below; rates are on page one. Rates increased in July 2025 to $54/month for individuals and $137/month for families.