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Health & Dental Plans

HEALTH: GIC INSURANCE

New GIC coverage and plan changes will take effect on July 1, 2024. Annual enrollment taking place April 3 - May 1, 2024. 

Please see the links below to the GIC Benefits Guide and to the new FY25 rate sheets. Reach reach out with any questions you may have along the way.

Health benefits are offered through the Town of North Andover. All employees who regularly work 18.75 hours or more per work-week are eligible for health benefits through the Group Insurance Commission (GIC). New enrollment forms must be submitted within ten (10) calendar days of an employee's official start date.

The GIC waiting period for coverage is changing after July 1st for new employees. Newly hired employee will have coverage effective on the first of the month following their hire date. If an employee is hired on the first of a month, the coverage is effective immediately. (For example, if hired on August 1, coverage is effective on August 1. If hired on August 5, coverage is effective September 1).

MyGIC Link to submit forms

The GIC requires online access for submitting forms and making any changes to coverage during the year. Electronic signature tools are enabled, which speeds up the process considerably. Please let HR/Payroll/Benefits know that you are interested in a change or enrolling and we will send you a link via email to get things moving. This is also true during the open annual enrollment period. Please reach out to Payroll/Benefits if you have any questions. 

2024-2025 Benefits Guide
First page of the PDF file: GICBenefitsGuideFY25
FY 25 GIC Rate Sheet for North Andover
First page of the PDF file: GICRates2024-2025
Health Insurance Opt-out FY25-27
First page of the PDF file: Opt-OutApplicationFY25-27

DENTAL: Delta Plus premier Insurance

North Andover offers voluntary dental coverage through the Delta Dental (Delta Plus Premier). Employees must work a minimum of 20-hours a week and can enroll in either the individual or family plan within 30 days of the date of hire or during open enrollment (held in November with an effective date of January 1). Typical coverage starts 30 days after the hire date and is deducted one-month before the effective date. Please see the link below; rates are on page one.

DELTA DENTAL Enrollment Form, MONTHLY RATES & COVERAGE DETAILS